Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. Despite its uber class action suit convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.